Maryland Restaurant Insurance
Courtney Watson of RHH Insurance with Fernand and Michel of Tersiguel’s French Country Restaurant in Ellicott City, MD

“Courtney Watson, of RHH Insurance, designed an insurance plan for our restaurant with State Auto that saved us money and gave us more protection. On top of that we just received a $743 dividend check for our 2014 policy!” – Michel Tersiguel

Property and Casualty Dividend Plan with State Auto Insurance

Since its inception in 2013, State Auto has issued $111,469 in dividends to participating Restaurant Association of Maryland (RAM) members insured with State Auto.

  • Competitive Rates
  • Effective Claims Management
  • Coverages include standard property and liability coverage as well as cyber liability, employment practices, off premises power interruption and other specialized coverages for restaurants
  • Dividend potential based on claims experience

Workers Compensation with Maryland Restaurant and Hospitality Self Insurance Fund

Since it’s inception in 1993, MRHSIF has returned nearly $4 million in dividends to RAM members insured with MRHSIF.

  • Competitive Rates
  • No Down payment available through Payce Payroll
  • Dividend Potential based on Claims Experience


Courtney Watson
410-465-4300 x111
Direct line 443-574-0476

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