Workers’ Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.
In Maryland, Delaware and Virigina, employers are required by law to insure their liability for workers’ compensation. Deciding what kind of coverage you need can be confusing. Rossmann-Hurt-Hoffman, Inc is experienced in helping businesses obtain the right level of workers’ compensation insurance for their business in Annapolis, Baltimore and throughout the Mid-Atlantic region.
Different businesses need different types of coverage. Trust RHH to analyze your business and liability to recommend the workers’ compensation to protect your employees and your business.
Workers’ Compensation provides for the payment of four types of benefits:
- Medical benefits
- Income benefits
- Death benefits
- Rehabilitation benefits
Contact an RHH representative to learn more about Workers’ Compensation Insurance and for recommendations on cost-effective ways to control expenses through safety engineering and claim services.