Insurance Specialists for the Jewelry Industry for over 30 years!

Rossmann-Hurt-Hoffman, Inc. is the exclusive state administrator for Jewelers Mutual Insurance Company in Maryland including Annapolis, Baltimore, Ellicott City and the District of Columbia. For over thirty years we have been protecting the unique insurance needs of all types of jewelry businesses.

Utilizing the portfolio of insurance coverages offered by Jewelers Mutual Insurance Company, the leading insurer of jewelry businesses in the United States since 1913, we offer a broad range of coverages and options to meet the business needs of the jewelry industry including:

  • Business Owners
  • Manufacturers
  • Retail Jewelers
  • Wholesalers
  • Craftsman
  • Appraisers
  • Specialty Jewelry Businesses

Our trained staff understands the risks jewelers face everyday, and are poised to help with your specific needs.

Jewelers Policy Highlights

Retail Jewelers
Retail jewelers have extensive commercial and liability insurance needs. Jewelers Mutual provides a range of coverage that can be combined to fit your needs. Coverage includes:

  • Inventory of jewelry stock and other related items
  • Customer’s property left in your care
  • Shipments sent via USPS Registered Mail™ or Express Mail®
  • Property of others in the jewelry business (memo goods)
  • Jewelry worn by owners or employees outside the store
  • Expense of security guards during alarm system failure
  • Loss during burglary, robbery, theft, fire, water damage, and more

Business Owners Policy
The business owners policy is custom-designed to cover property and liability needs for manufacturers, retailers, wholesalers, and specialty jewelry businesses.
Property coverage for:

  • Buildings, furniture, fixtures, improvements, etc.
  • Loss of income when business is interrupted by loss or damage, excluding theft
  • Chemical cleanup caused by accidental spilling of chemicals used during normal jewelry operations

Commercial liability for:

  • Bodily injury and property damage
  • Medical payments
  • Products and completed work
  • Fire legal liability
  • Ear piercing liability

Optional benefits for:

  • Appraisal liability
  • Employee benefits liability
  • Other enhancements for specific sectors of the jewelry business such as manufacturing, retail, and specialty businesses

Commercial Umbrella Policy
A commercial umbrella policy will cover your business with extended liability coverage for a catastrophic liability situation. Liability coverage includes:

  • Bodily injury and property damage
  • Medical payments
  • Personal injury
  • Products and completed work

Contact an RHH representative to learn more about our Jewelers Insurance Policies and to find out what solutions are best for your business.

Jeffrey J. Torrelli, CIC
Jeffrey J. Torrelli, CIC - Jewelers InsuranceVice President
1-866-847-0449 Ext: 129
email: jtorrelli@rhhinsurance.com

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