Everyone in the United States lives in a potential flood zone – but only about 2 percent of Americans have flood insurance. Following are helpful flood preparation tips to encourage your insureds to add this necessary coverage

• Review your current homeowners and/or business insurance policy and become familiar with what is and is not covered. Remember – damage due to flooding is typically not included in your policy.

• Call your independent insurance agent to purchase flood insurance for your home and business – and its contents.

• Make a flood plan and establish evacuation routes with your family. Ask someone out of state to be a “family contact” in case you get separated from loved ones.

• Before a flood or natural disaster occurs, get ahead of the game by itemizing and taking pictures of your possessions.

• To avoid water damage during a flood, keep valuable items and family heirlooms on the upper floors – or on high shelves in your closets – of your home or business.

• For more information about how to prepare for a flood, visit www.floodsmart.gov/floodsmart/pages/preparation_recovery/before_a_flood.jsp.


Posted in: Flood Insurance Maryland, Homeowners Insurance, Maryland Insurance, Quick Flood Preparation Tips