Employment Practices Liability Coverage….do you have it?

 

Does your business have Employment Practices Liability?  Do you need it?

Employment Practices Liability Insurance is designed to protect businesses in the event they are the target of a claim or lawsuit alleging employment-related wrongdoing.  EPLI provides employers with coverage for a broad range of employment-related risks such as discrimination, harassment, wrongful termination, and retaliation.  It safeguards you and your company against lawsuits brought by past, present and potential employees.

At Rossmann-Hurt-Hoffman, we have access to several insurance companies that offer EPLI coverage.  Some of the coverage features can include*:
  • Coverage for full-time, part-time, leased, seasonal and temporary employees
  • Covered claims include administrative charges filed with the EEOC
  • Optional $100,000 costs of defense for claims alleging violation of the Fair Labor Standards
  • Optional third party liability coverage for claims brought by customers for discrimination (including costs of defense for Americans with Disabilities Act and public accommodation claims) and/or harassment
  • Optional sublimit for costs of defense for criminal investigations brought by any government agency for alleged hiring or harboring of illegal aliens

*This coverage overview is not a part of an insurance contract and does not supersede the policy.  Please read the policy form for complete terms, conditions and exclusions.

 

Cinco De Mayo: Let’s Celebrate!!

Happy Cinco De Mayo!! Did you know the origin of this day was to commemorate the Mexican army’s defeat of French troops in the 1862 Battle of Puebla….oh, you don’t really care about that? Okay, then why don’t you go to one of RHH’s favorite Mexican restaurants in the Baltimore, Ellicott City and Annapolis areas, and celebrate this festive holiday! Our favs, in no particular order, are: Mi Casa Mexican Restaurant, El Azteca, La Palapa, Pachanga Grill, Pachanga Cocina, Jalapenos, El Salto Mexican Restaurant, Xitomate, Plazuelas, Broad Neck Grill and Miguel’s Cocina Y Cantina.

Maintain Your Clothes Dryer

According to the US Consumer Product Safety Commission, there are an average of 7,000 annual residential fire losses in which the source of the fire is in the clothes dryer or vent. Dryers are the third most common type of equipment involved in fires, ranking behind stoves and fixed area heaters. Clothes dryers can catch fire due to excessive lint buildup in the exhaust pipe or inside the dryer; this lint buildup is often out of sight. As a result, you should take the following steps to reduce the chance of your dryer starting a fire.

  • Follow the manufacturer’s instructions when installing the vent pipe.
  • Keep the dryer vent clean and unclogged.   Check for a clogged vent if the dryer does not dry clothes efficiently.
  • Remove and clean the lint screen before each use.
  • Keep all combustibles away from the clothes dryer.
  • Hire a qualified technician to periodically inspect gas clothes dryers.

 Clothes Dryer Fire Inside Dryer VentOutside Dryer Vent

Baltimore Restaurant Week February 16 – 23

Come dine at one of the fabulous restaurants participating in this week’s Baltimore Restaurant Week which runs now through this Sunday, February 23rd.  Some of the area’s top restaurants are offering special three-course menus, plus some restaurants are offering two-course lunch or brunch menus at special pricing as well.  Click here for information about the participating restaurants, as well as all the information about the restaurant you will need to decide where you would like to eat next!
 
 

Is Your Insurance Ready For College?

Is your insurance ready for college? If “back to school” means college for your son or daughter, make sure your home and car insurance is ready. Get our infographic at stateau.to/college_students

Does your insurance cover your child at college?

Is your insurance ready for college?

Howard County Fair Starts Saturday

The 2013 68th Annual Howard County Fair will be held this Saturday, August 3rd and runs through Saturday, August 10th.   The hours are 8:00 am until 11:00 pm daily.  Parking is FREE and admission is $5.00 for ages 10 years and older; $2 for Seniors age 62 and older.  Food, fun, animals, rides and activities…something for everyone!  You don’t want to miss the GREAT Howard County Fair this year!  See you at the Fair!Howard County Fair 2013

What is a Trusted Choice Agency?

Well, as a Trusted Choice agency, we have access to many different insurance markets, and have made a commitment to help find the right insurance carrier for you that offers the coverage you need at a competitive premium…but that is just the beginning.  We take our Pledge of Performance very seriously.  Read over our pledge and see what you can expect as our customer:  

Trusted Choice® Pledge of Performance

Trusted Choice®agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy.As a Trusted Choice® agency, we are dedicated to you and are committed to treating you as a person, not a policy. This commitment means we shall:

  • Work with you to identify the insurance and financial services that  are right for you, your family or your business and use our access to multiple companies to deliver those products.
  • Guide you through the claims process for a prompt and fair resolution of your claim.
  • Help you solve problems related to your coverage or account.
  • Explain the coverages and options available to you through our agency, at your request.
  • Return your phone calls and e-mails promptly and respond to your requests in a timely manner.
  • Provide 24/7 services for our customers, offering any or all of the following: emergency phone numbers, Internet account access, e-mail and call center services.
  • Use our experience and multiple company relationships to customize your coverage as needed.
  • Commit our staff to continuing education so they may be more knowledgeable in serving you.
  • Treat you with respect and courtesy.
  • Conduct our business in an ethical manner.

We pledge this to you, our clients and ask that you let us know if we fail to meet our commitment, so we may take corrective action.

Support the Annual MSP Polar Bear Plunge!!

We have this crazy employee named Matt Hiley who will be taking part in the Polar Bear Plunge on January 26th at Sandy Point State Park. The Annual MSP Plunge benefits the Maryland Special Olympics.  Matt has volunteered as a Swim Team Coach for Howard County Special Olympics for the past 3 years and this year he has agreed to take the plunge!  Show your support for Matt by making a donation, or just coming out to Sandy Point to cheer him on and watch him shiver!!  Click here for the link to Matt’s page:

 

 

Retirement Congratulations!

Health Dept CSRWe would like to extend hearty congratulations to Deborah Whattam on her December retirement! Deborah has worked at our agency for the past seven years in our Health Department, and prior to that had a long career in the insurance P & C industry. We wish her the very best as she starts this new chapter in her life!

Rossmann Hurt Hoffman Insurance Offers Quality Insurance Products For Over 140 Years

Rossmann Hurt Hoffman Insurance Inc. has offered superior quality insurance products to people and businesses since 1871. The company is very proud of its ability to offer high quality insurance to its customers. Their extraordinary team of customer service experts takes pride in the excellent reputation they have earned for great service and for their exceptional customer focus.

Businesses from Maryland and from many other states have relied on Rossmann Hurt Hoffman Insurance for their insurance needs for decades. Rossmann Hurt Hoffman provides quality insurance to restaurants. They also offer general liability insurance for contractors such as plumbers, electricians, roofer’s, landscapers, flooring, roofing, street and road contractors. They provide insurance products to many other businesses as well.

Rossmann Hurt Hoffman offers car insurance and professional liability insurance in addition to their premium insurance products for businesses. The Maryland based company is also licensed and able to offer insurance products in many other states.

The company has special programs in place that allow them to find the best rates for each customer based on their needs. This very customer focused operation has earned an excellent reputation in the insurance business. All their systems are automated allowing them to work quickly and efficiently to find the best insurance for each clients needs.

With total customer focus, they take pride when they are able to get great rates for their clients and offer the best insurance products for the best price. They always strive to build long-term relationships with each client and the relationships are based on trust. This company-wide philosophy is practiced by everyone that works for Rossmann Hurt Hoffman Insurance, Inc. Their highly trained team finds the best products available on a case by case basis, and offers those products to clients at very competitive prices.

Rossmann Hurt Hoffman Insurance, Inc. has received the honor of being named a Best Practice Agency out of 900 eligible candidates. This is an honor and an amazing achievement. Only 195 were selected for this competitive honor and Rossmann Hurt Hoffman Insurance was proud to be named a Best Practice Agency for 2004 and 2005.