Employment Practices Liability Coverage….do you have it?

 

Does your business have Employment Practices Liability?  Do you need it?

Employment Practices Liability Insurance is designed to protect businesses in the event they are the target of a claim or lawsuit alleging employment-related wrongdoing.  EPLI provides employers with coverage for a broad range of employment-related risks such as discrimination, harassment, wrongful termination, and retaliation.  It safeguards you and your company against lawsuits brought by past, present and potential employees.

At Rossmann-Hurt-Hoffman, we have access to several insurance companies that offer EPLI coverage.  Some of the coverage features can include*:
  • Coverage for full-time, part-time, leased, seasonal and temporary employees
  • Covered claims include administrative charges filed with the EEOC
  • Optional $100,000 costs of defense for claims alleging violation of the Fair Labor Standards
  • Optional third party liability coverage for claims brought by customers for discrimination (including costs of defense for Americans with Disabilities Act and public accommodation claims) and/or harassment
  • Optional sublimit for costs of defense for criminal investigations brought by any government agency for alleged hiring or harboring of illegal aliens

*This coverage overview is not a part of an insurance contract and does not supersede the policy.  Please read the policy form for complete terms, conditions and exclusions.

 

Jewelers Mutual Insurance Company recognizes Rossmann-Hurt-Hoffman, Inc among its top agents

This week, Jewelers Mutual Insurance Company recognized
its top agencies, including Rossmann-Hurt-Hoffman, Inc, for expertise in jewelers block
insurance during its annual National Sales Conference. Agencies were named to the
Centerstone Circle Agents in recognition of their efforts to serve Jewelers Mutual policyholders.

“Jewelers Mutual agents are the most knowledgeable jewelers block insurance experts in North America, and we are pleased to recognize their accomplishments,” said Jewelers Mutual’s President and CEO, Darwin Copeman. “Our agent partners play a key role in serving and protecting our policyholders. They are skilled in minimizing risk, assessing coverage needs, and, when the unthinkable happens, our policyholders count on them for advice and support as they recover from a loss. They are vital to our business.”

Seminar a Smashing Success!

 

Our CNA Loss Control Seminar for Law Practice Risk Management was held yesterday morning at M&T Bank Stadium in Baltimore, and was a rousing success!!  It was attended by well over 300 participants from Maryland law firms and legal teams, who enjoyed presentations by some very special guests, including the Honorable Glenn T. Harrell, Jr., Judge of the Court of Appeals of Maryland.  Included in the modest registration fee was free parking and a complete breakfast buffet!  These seminars sell out fast, so “Like” our Facebook page and come back often to find out when the next seminar will be held!  You can also check our website at https://rhhinsurance.com/professional-liability/lawyers for information on any upcoming events.

Cinco De Mayo: Let’s Celebrate!!

Happy Cinco De Mayo!! Did you know the origin of this day was to commemorate the Mexican army’s defeat of French troops in the 1862 Battle of Puebla….oh, you don’t really care about that? Okay, then why don’t you go to one of RHH’s favorite Mexican restaurants in the Baltimore, Ellicott City and Annapolis areas, and celebrate this festive holiday! Our favs, in no particular order, are: Mi Casa Mexican Restaurant, El Azteca, La Palapa, Pachanga Grill, Pachanga Cocina, Jalapenos, El Salto Mexican Restaurant, Xitomate, Plazuelas, Broad Neck Grill and Miguel’s Cocina Y Cantina.

Employee Reaches 10 year Mark!!

Erika Zowd has now been with our agency for ten years…10 lucky years for us!  We celebrated her milestone with a DELICIOUS lunch catered by a restaurant we insure, Mission BBQ, located in the Baltimore area.  Erika is a dedicated and hard working insurance specialist working with our Commercial insurance clients.  If you see Erika or are lucky enough to be one of her clients, be sure and give her a well deserved congratulations!

Erika Zowd celebrates her 10th year with Rossmann-Hurt-Hoffman

Erika Zowd celebrates her 10th year with Rossmann-Hurt-Hoffman

Maintain Your Clothes Dryer

According to the US Consumer Product Safety Commission, there are an average of 7,000 annual residential fire losses in which the source of the fire is in the clothes dryer or vent. Dryers are the third most common type of equipment involved in fires, ranking behind stoves and fixed area heaters. Clothes dryers can catch fire due to excessive lint buildup in the exhaust pipe or inside the dryer; this lint buildup is often out of sight. As a result, you should take the following steps to reduce the chance of your dryer starting a fire.

  • Follow the manufacturer’s instructions when installing the vent pipe.
  • Keep the dryer vent clean and unclogged.   Check for a clogged vent if the dryer does not dry clothes efficiently.
  • Remove and clean the lint screen before each use.
  • Keep all combustibles away from the clothes dryer.
  • Hire a qualified technician to periodically inspect gas clothes dryers.

 Clothes Dryer Fire Inside Dryer VentOutside Dryer Vent

RHH Sponsors The 10th Annual Maryland ProStart Student Invitational

Maryland ProStart is an organization that supports educational programs in Maryland schools for high school students wishing to pursue a career in the restaurant industry.    High School students from around the state will compete in two different competitions, the Management Team Competition on the 19th and the Culinary Team Competition on the 20th. The students will be competing for 1 Million dollars in scholarship awards, and the chance to represent Maryland in the National ProStart Program Invitational.  It will be held at the Sheraton Columbia Town Center Hotel February 19-20, 2014.  The competitions and college and job fair are free to attend, and the public is encouraged to come both days and cheer for their favorite team.  RHH is a proud sponsor of the Management Team Station.  Good luck to all of the competing high school teams!!

 

For additional detailed information about this event, click here.

Baltimore Restaurant Week February 16 – 23

Come dine at one of the fabulous restaurants participating in this week’s Baltimore Restaurant Week which runs now through this Sunday, February 23rd.  Some of the area’s top restaurants are offering special three-course menus, plus some restaurants are offering two-course lunch or brunch menus at special pricing as well.  Click here for information about the participating restaurants, as well as all the information about the restaurant you will need to decide where you would like to eat next!
 
 

Vicki Leja Celebrates 10 years with RHH!

John Hinkle, VP congratulates Vicki on her 10 year anniversary with Rossmann-Hurt-Hoffman

John Hinkle, VP congratulates Vicki on her 10 year anniversary with Rossmann-Hurt-Hoffman


Our agency is so lucky to have Vicki with us!! She is a cornerstone in our Personal Lines Department. Please help us congratulate Vicki for her dedication, knowledge and professionalism. She is a true joy to work with every day!

Motorists Beware: New Laws take effect October 1st

New MD Cellphone and Seatbelt Law eff 10/1/2013

New MD Cellphone and Seatbelt Law eff 10/1/2013

Okay people, it’s now official….Use of a hand-held cellphone while driving becomes a primary offense effective next Tuesday, Oct 1, 2013.  This means that the police can, and will, pull anyone over just for holding a cell phone to their ear while driving.  We all know it isn’t safe, but many of us still do despite having had a close call or two while holding that ill-designed cell phone to our ear. They were designed to be used with wireless and/or wired headsets, earpieces and speakers.   So tonight,  untangle those wires, dig up that blue tooth headset and use it!  Help make our roads a little safer, and keep that hefty fine money in your pocket…why yes, Maryland increased the fines too!