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When Decorating Your Business for the Holidays…

HERE ARE SOME SAFETY TIPS TO KEEP IN MIND  WHEN DECORATING YOUR BUSINESS FOR THE HOLIDAYS…

•    Consider hiring a contractor for unusually dangerous installations such as locations which require work over large atriums, roof tops and leading edges subject to falls greater than 6 feet from the walking surface. Be sure to obtain certificates of insurance, including a hold-harmless agreement, from a sub-contractor to verify insurance coverage for workers compensation and general liability.
•    Refrain from using inappropriate substitutes for ladders, such as an unstable chair or box to reach overhead areas.
•    Electrical fixtures must be UL listed, be in good condition and not subject to damage and or overheating.
•    Use caution when selecting the area to display decorative lights. Consider displaying decorations in low traffic areas and avoid creating a trip/fall hazard with light strings and/or extension cords.
•    Be sure to consult with local authorities regarding laws which prohibit the use of live trees in-doors within public places of assembly. In some jurisdictions the use of live trees for display or electrical lights is not permitted.

Do you need to carry workers compensation insurance?

Do you have any employees?  Do you know the criteria used by the State of Maryland, or any other state, to determine whether someone working for you is considered an employee?  Workers’ compensation laws  vary greatly state by state, so be sure and call one of our Workers’ Compensation specialists today at 1-866-847-0449 and they will help you determine if you are in a situation that legally requires you to purchase this coverage.  If you find that you do need workers compensation insurance, be sure and ask about our “Pay As You Go” plan that is offered by many of our insurance carriers!

For more information regarding workers’  compensation coverage click here: http://www.rhhinsurance.com

Pay as You Go

“Pay As You Go” Workers’ Compensation Policy Now Available!

Rossmann-Hurt-Hoffman, Inc. is excited to be able to offer a new payment option that is available for many Workers Compensation Policies. You may have heard it referred to as a “pay as you go” policy because it is tailored to your actual payroll schedule.  By taking advantage of this offer you will benefit from a seamless payment process and a premium that matches your work load, large or small.

This new program provides several advantages to you:

 -  Elimination of your premium down-payment

 -  No additional installment fees from the Carrier

 -  Streamlined audit process with no surprises at the end of the policy term

If a healthier cash flow and simpler premium payment process is right for you, try our insurance and payroll solution.  For more information on this exciting new program, please call us at 1-866-847-0449 and ask to speak to one of our Workers Compensation Specialists!

Questions or Comments? Simply fill out the form below. We will get back to you shortly.

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