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FIRST NATIONAL TEST OF NATIONWIDE EMERGENCY ALERT SYSTEM

On November 9th FEMA, DHS and FCC will conduct the first national test of the Nationwide Emergency Alert System test. This test will kick off at 2:00 p.m. (EST). The test will be nationwide, running concurrently across all time zones.

This system test is the first of its kind. It is designed to broadcast a nationwide message to the American public. Nothing like it has been conducted in the history of the country. There have been tests in the past but none to all parts of the Nation at the same time. The test will run concurrently on all radio and TV bands and the message will run for three minutes. Most messages in the past were anywhere from 30 seconds to 1 minute.

There is great concern in local police and emergency management circles about undue public anxiety over this test. The test message on TV might not indicate that it is just a test. Fear is that the lack of an explanation message might create panic.  Please share this information with your family and friends so they are aware of the test.

Below are two websites, that will provide more information…
http://www.fema.gov/emergency/ipaws/eas_info.shtm
https://nationaldialogue-emergencyalertsystem.ideascale.com/

In Case of Disaster

CALL US AT (410) 465-4300 IF YOU HAVE AN EMERGENCY
 
As Hurricane Irene approached our area, we posted important announcements for you on our website and Facebook page. Rossmann-Hurt-Hoffman put detailed disaster plan in place, so even in the event we suffer a loss, you will still be able to reach us for assistance. We are here for YOU!
 
Here are some steps you can take to stay safe.
 
Preparing Your Family
• Check your disaster supplies and replace or restock items as needed.
• Talk with members of your family and create an evacuation plan.
• Make sure you know where the closest local shelter is located.
• Put together an Emergency Supply Kit that includes the following:
- Water-at least a 3-day supply; one gallon per person per day.
 
- Food-at least a 3-day supply of non-perishable, easy-to-prepare
   non-perishable foods such as cereal or crackers, and canned goods. 
 
- Can opener
 
- Flashlights and extra batteries (Count on the power being out for at least a
   day or two)
 
- Battery-powered or hand-crank radio,
 
- First aid kit,
 
- Medications (7-day supply) and medical items (hearing aids with
   extra batteries,
 
- glasses, contact lenses, syringes, cane),
 
- Sanitation and personal hygiene items including toilet paper
 
- Cell phone with charger,
 
- Extra cash (remember that ATM’s will be non-operating),
 
- Emergency blankets,
 
- Map(s) of the area,
 
- If needed, baby (bottles, formula, baby food, diapers) and pet
   supplies (collar, leash, ID, food, carrier, bowl),
 
- Extra set of car keys and house keys,
 
- Extra clothing, hat and sturdy shoes,
 
- Rain gear.
 
- If you have children – computer games will operate for only a limited amount
   of time. Consider packing board games, a deck of cards, arts and crafts
   supplies and crayons.
 
If you need to leave your home be careful to avoid flooded roads and washed out bridges.

Preparing Your Home
• Bring in or secure anything that can be picked up by the wind (bicycles, lawn furniture).
• Close your windows and doors. If needed or advised to do so, windows and doors can be boarded up with plywood.
• Turn the refrigerator and freezer to the coldest setting and keep them closed as much as possible so that food will last longer if the power goes out.
• Turn off all propane tanks
• Fill your car’s gas tank.

General Safety Information
• Drive only if necessary
• Keep far away from loose or dangling power lines and report them immediately to the power company.
• Stay out of any building that has water around it.
• Use flashlights in the dark, avoid using candles.
• Before preparing food or drinking tap water make sure it is not contaminated.
• Watch animals closely and keep them under your direct control.
• Use the telephone only for emergency calls.
 
Preparing your business
Consider taking the following precautions to help protect people and property and guard against disruption of operations:
 
• Review your business continuity plan and communicate emergency evacuation and business interruption instructions to employees. If you don’t have a written plan, now is the time to create one. Each business should have an emergency plan including a detailed procedure for evacuation, a checklist for shutting down processes and protecting buildings, contents, equipment, and yard storage. Procedures should include salvage instructions to follow post-event.
• Back up critical data and computer records off-site so that operations can continue after a disaster. Consider keeping a backup generator and plenty of batteries on hand so your business can continue to operate after a power loss.
• As a hurricane approaches, quick actions should to be taken to install temporary protection features including:  
 
-  Shutter or board up windows to protect them from flying debris

-  Clean out floor drains and catch basins to ensure maximum drainage
 
-  Anchor structures, trailers and yard storage so they are more likely to stay
    put during high winds
 
-  Fill emergency generator and fire pump fuel tanks
 
-  Shut down production processes safely
 
-  Shut off all flammable and combustible liquid and gas lines at their source
 
-  Shut off electrical power at the main building disconnect before the 
    hurricane strikes.
 
• Once the storm has subsided and it is safe to return, a salvage team should be assembled and repair work prioritized, assuring proper supplies are available and safety procedures followed.

These and other tips on how to stay safe during hurricanes and other natural disasters are available on the FEMA website. There is no harm in being overly cautious.  Please be safe!

ALREADY TIRED OF HEARING THE WORD EARTHQUAKE?

Are you already tired of hearing about the earthquake that shook the East Coast yesterday? Well, this is one bit of information that will hopefully make you stop and think, “Does my homeowners or business policy cover damage caused by an earthquake?”.

Did you know that Standard homeowners and business insurance policies exclude damage to property caused by an earthquake? Since coverage is usually available by endorsement or by a separate stand alone policy, call and talk to one of our friendly account executives today at 410-465-4300.

NOAA hurricane outlook indicates an above-normal Atlantic season

Did you know that June thru November is the “official” hurricane season in the United States? Oh, and just in case you forgot, we are already into the first week of June! During hurricane Isabella some shingles blew off my roof and water blew in my patio door damaging hardwood floors. Very small potatoes compared to the damage in many areas of Maryland and other states. Do you know that many homeowers policies have a separate “hurricane deductible” which applies to damage solely from hurricanes, and that the deductible can range from one to 5% of a home’s insured value?  What is your experience with hurricanes?  Have you ever had any damage caused by a hurricane or a story about going through one?  Share your story here on our Blog!

September is Disaster Preparedness Month

September is Disaster Preparedness Month and we want to make sure that you are prepared in the event of a disaster in your area. “Because September is National Preparedness Month, The Institute for Business & Home Safety (IBHS) is offering simple, inexpensive ways home and business owners can prepare their property to better withstand many different kinds of natural disasters.” Check out their website and use their cool Zip Code tool to find out what risks are common where you live and what you can do to help minimize the impact of these natural and man-made disasters!

http://www.disastersafety.org/

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